Current Best Mortgage Rates in San Rafael, CA

If you, along with many other potential homeowners, have been enticed by dropping mortgage rates and are planning on financing your first home, now might actually be the perfect time. Keep in mind, just because average San Rafael mortgage rates are at their lowest doesn’t mean every lender will be offering an affordable financing option. In order to lower the overall expense of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in San Rafael, CA with a great rate for you. Below is a list of the best mortgage rates in San Rafael across a host of loan types.

San Rafael Banks and Credit Unions with Lowest Mortgage Rates

Top San Rafael 15-Year Fixed Mortgage Rates

• JPMorgan Chase Bank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0


• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Travis Credit Union: 3.25%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in San Rafael

• JPMorgan Chase Bank, National Association: 3.5%
• • No Orig. Fees
  • Points: 0.25


• Travis Credit Union: 3.88%
• • No Orig. Fees
  • Points: 0.63


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2

Lowest San Rafael 3/1 ARM Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Chevron Federal Credit Union: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Travis Credit Union: 2.63%
• • No Orig. Fees
  • Points: 0.13
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in San Rafael

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. Mortgage rates are accurate as of November 1, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised San Rafael mortgage rate.